Group Personal Accident
Group Personal Accident
Is your Hong Kong business prepared for the unexpected? A workplace accident can cause significant financial strain and emotional distress for your employees. Our Group Personal Accident insurance is specifically designed for Hong Kong companies to provide a safety net for your staff, covering medical expenses, disability, and accidental death benefits.
Demonstrate your commitment to your team’s wellbeing with a flexible and competitive plan that strengthens employee loyalty and protects your organisation’s stability.
Your Partner in Employee Care & Risk Management
GROUP PERSONAL ACCIDENT
Types of Group Personal Accident Insurance
“Group Personal Accident: Comprehensive protection for your team, covering all accident-related expenses.”
Contact us to learn more!
Accidental Death and Disability Payouts
High coverage for accidental death and disability payouts.
Rehabilitation Benefits **
Rehabilitation benefits includes mobility aids and home rehabilitation renovation expenses. **Subject to plan
Wide range of Coverage
Comprehensive coverage which includes death and permanent disabilities, as well as emergency medical evacuation and hospital allowance.
FAQ
Mandatory EC Insurance, required by Hong Kong law, only covers injuries or illnesses sustained at work or arising out of employment. A Group Personal Accident policy is a crucial complementary coverage. It protects your employees 24/7, worldwide, covering accidents that happen both at work and outside of work (e.g., during travel, leisure, or at home). It also provides a wider range of benefits, such as lump-sum payouts for specific injuries, permanent disablement, and funeral expenses, offering your staff more comprehensive financial support.
Yes, absolutely. While many standard GPA policies start with a minimum of 5 or more employees, there are solutions available for smaller teams. This is a common scenario for Hong Kong's many vibrant SMEs and start-ups. We specialise in finding the right coverage for businesses of all sizes. Please speak with us directly, and we will negotiate with our insurer partners to find a competitive plan that fits your team's size and budget.
This shows the concrete value you provide.
Benefits include coverage for accident-related injuries, death, permanent disabilities as well accident medical reimbursements, emergency medical evacuation, and hospital allowance.
Yes, this is a common and recommended practice. We can structure your policy with different benefit tiers to suit various employee groups. For example, you might choose a higher sum insured for senior management or directors and a standard, robust package for general staff. This allows you to optimise your coverage and budget effectively.
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Send us a message when we would be glad to assist you.
