{"id":9617,"date":"2025-08-13T05:26:59","date_gmt":"2025-08-13T05:26:59","guid":{"rendered":"https:\/\/iongroup.hk\/?page_id=9617"},"modified":"2025-09-22T05:55:55","modified_gmt":"2025-09-22T05:55:55","slug":"%e6%82%a8%e7%9a%84%e7%88%b1%e8%bd%a6","status":"publish","type":"page","link":"https:\/\/iongroup.hk\/?page_id=9617&lang=zh-hant","title":{"rendered":"\u60a8\u7684\u7231\u8f66"},"content":{"rendered":"\t\t
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\n \n \n \u60a8\u7684\u7231\u8f66\n\n \n \n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/span>\n <\/h1>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n \n \n \u60a8\u7684\u7231\u8f66\n\n \n \n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/span>\n <\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\n <\/div>\n <\/span>\n \n \n <\/i> <\/span>\n \u7acb\u5373\u8aee\u8a62<\/span>\n <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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\u81ea\u7528\u8f66\u4fdd\u9669<\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\n \n \n \u6c7d\u8f66\u4fdd\u9669\u7c7b\u578b\n\n \n <\/span>\n <\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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\u4e00\u4efd\u5168\u9762\u7684\u6c7d\u8f66\u4fdd\u9669\u5c06\u6db5\u76d6\u9053\u8def\u6551\u63f4\u3001\u6bcf\u65e5\u4ea4\u901a\u6d25\u8d34\u3001\u79df\u8f66\u6d25\u8d34\u7b49\u591a\u79cd\u4fdd\u969c\u3002\u6b22\u8fce\u8054\u7cfb\u6211\u4eec\u54a8\u8be2\u3002<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n \t\t

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\u4e2a\u4eba\u610f\u5916\u4fdd\u969c<\/h5>

\u6b64\u9879\u4fdd\u969c\u5305\u62ec\u4f24\u6b8b\u4e0e\u6b7b\u4ea1\u3002<\/p> <\/h3>\n <\/div>\n <\/div>\n

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\u4f11\u95f2\u8fd0\u52a8\u4fdd\u969c<\/h5>

\u60a8\u53ef\u5b89\u5fc3\u4eab\u53d7\u4ece\u6ed1\u96ea\u5230\u8df3\u4f1e\u7b49\u5404\u5f0f\u4f11\u95f2\u8fd0\u52a8\u3002<\/p> <\/h3>\n <\/div>\n <\/div>\n

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24\u5c0f\u65f6\u514d\u8d39\u9053\u8def\u6551\u63f4<\/h5>

\u63d0\u4f9b\u514d\u8d39\u62d6\u8f66\u670d\u52a1\uff08\u5982\u8f66\u8f86\u6545\u969c\uff09\uff0c\u4ee5\u53ca\u5982\u7206\u80ce\u7b49\u5c0f\u95ee\u9898\u7684\u73b0\u573a\u7ef4\u4fee\u652f\u63f4\u3002<\/p> <\/h3>\n <\/div>\n <\/div>\n

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\u65e0\u7d22\u8d54\u6298\u6263\u4fdd\u969c\uff08NCD Protector\uff09<\/h5>

\u5728\u4fdd\u5355\u5e74\u5ea6\u5185\u9996\u6b21\u53d1\u751f\u7d22\u8d54\u65f6\uff0c\u4fdd\u969c\u60a8\u7684\u65e0\u7d22\u8d54\u6298\u6263\u7387\u4e0d\u4f1a\u964d\u4f4e\u3002<\/p> <\/h3>\n <\/div>\n <\/div>\n

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\u65b0\u8f66\u7f6e\u6362\u4fdd\u969c\uff08New for Old Replacement\uff09<\/h5>

\u9002\u7528\u4e8e\u8f66\u9f84\u572836\u4e2a\u6708\u4ee5\u5185\uff08\u81ea\u8f66\u8f86\u9996\u6b21\u767b\u8bb0\u4e4b\u65e5\u8d77\uff09\u7684\u8f66\u8f86\u3002<\/p> <\/h3>\n <\/div>\n <\/div>\n

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\u8f66\u8f7d\u6444\u50cf\u5934\u514d\u8d85\u989d\u4f18\u60e0 <\/h5>

\u4e0e\u6211\u4eec\u5206\u4eab\u8f66\u5185\u6444\u50cf\u5934\u5f55\u50cf\uff0c\u5373\u53ef\u4eab\u53d7\u66f4\u4f4e\u81ea\u4ed8\u989d\uff0c\u5e76\u6709\u6548\u9884\u9632\u6b3a\u8bc8\u3002<\/p> <\/h3>\n <\/div>\n <\/div>\n

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\n \n <\/i>\n \n FAQ\n \n <\/span>\n <\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n \n 1. \u7533\u8bf7\u6c7d\u8f66\u4fdd\u9669\u9700\u7b26\u5408\u54ea\u4e9b\u8d44\u683c\uff1f <\/i>\n <\/a>\n <\/div>\n

\u8981\u6210\u529f\u6295\u4fdd\u6c7d\u8f66\u4fdd\u9669\uff0c\u60a8\u901a\u5e38\u9700\u6ee1\u8db3\u4ee5\u4e0b\u6761\u4ef6\uff1a\u00a0<\/p>

- \u5e74\u6ee118\u5468\u5c81\uff08\u90e8\u5206\u4fdd\u9669\u516c\u53f8\u8981\u6c4221\u5468\u5c81\u6216\u4ee5\u4e0a\u65b9\u53ef\u83b7\u5f97\u5168\u9762\u4fdd\u969c\uff09\u00a0<\/p>

- \u5e38\u4f4f\u4e8e\u9999\u6e2f\u00a0<\/p>

- \u4e3a\u6295\u4fdd\u8f66\u8f86\u7684\u767b\u8bb0\u8f66\u4e3b\u00a0<\/p>

- \u8eab\u4f53\u5065\u5eb7\u72b6\u51b5\u9002\u5408\u9a7e\u9a76\uff0c\u4e14\u9075\u5b88\u6240\u6709\u9a7e\u9a76\u6cd5\u89c4\u00a0<\/p>

- \u6301\u6709\u6709\u6548\u9a7e\u9a76\u6267\u7167\u5e76\u5177\u5907\u81f3\u5c111\u5e74\u9a7e\u9a76\u7ecf\u9a8c\u00a0<\/p>

- \u672a\u66fe\u56e0\u4efb\u4f55\u539f\u56e0\u88ab\u62d2\u4fdd\u00a0<\/p>

- \u8fc7\u53bb3\u5e74\u5185\u63d0\u51fa\u7406\u8d54\u4e0d\u8d85\u8fc72\u6b21\u00a0<\/p>

- \u8f66\u8f86\u65e0\u672a\u7ecf\u8fd0\u8f93\u7f72\u6279\u51c6\u6216\u4e0d\u7b26\u89c4\u5b9a\u7684\u6539\u88c5\u00a0<\/p>

- \u6295\u4fdd\u8f66\u9f84\u4e0d\u8d85\u8fc715\u5e74\u00a0<\/p>

\u00a0<\/strong><\/p>

\u76ee\u524d\u4e3b\u8981\u6709\u4e09\u79cd\u6c7d\u8f66\u4fdd\u9669\u53ef\u4f9b\u9009\u62e9\uff1a\u7b2c\u4e09\u8005\u8d23\u4efb\u4fdd\u9669\u3001\u7efc\u5408\u6c7d\u8f66\u4fdd\u9669\uff0c\u4ee5\u53ca\u7b2c\u4e09\u8005\u3001\u706b\u707e\u53ca\u76d7\u7a83\u4fdd\u9669\u3002<\/strong><\/p><\/div>\n <\/div>\n

\n
\n \n 2. \u4e09\u79cd\u6c7d\u8f66\u4fdd\u9669\u7c7b\u578b <\/i>\n <\/a>\n <\/div>\n

\u7b2c\u4e09\u8005\u8d23\u4efb\u4fdd\u9669\uff08<\/strong>Third Party Only, TPO<\/strong>\uff09<\/strong><\/p>

\u7b2c\u4e09\u8005\u8d23\u4efb\u4fdd\u9669\u662f\u4e09\u79cd\u9009\u9879\u4e2d\u4fdd\u8d39\u6700\u4f4e\u7684\uff0c\u4f46\u4fdd\u969c\u8303\u56f4\u4e5f\u6700\u4e3a\u57fa\u7840\u2014\u2014\u4ec5\u627f\u4fdd\u5bf9\u4ed6\u4eba\u8d22\u4ea7\u9020\u6210\u7684\u635f\u5bb3\uff0c\u4f8b\u5982\u4ed6\u4eba\u7684\u8f66\u8f86\u3001\u623f\u5c4b\u6216\u8857\u9053\u8def\u724c\u3002\u5982\u679c\u60a8\u5bfc\u81f4\u4e58\u5ba2\u6216\u7b2c\u4e09\u65b9\u53d7\u4f24\u6216\u6b7b\u4ea1\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u4f1a\u4e88\u4ee5\u8d54\u507f\u3002\u4f46\u6b64\u4fdd\u5355\u4e0d\u6db5\u76d6\u60a8\u81ea\u5df1\u8f66\u8f86\u7684\u635f\u5931\u3002\u00a0<\/p>

\u82e5\u53d1\u751f\u4e8b\u6545\u5e76\u9020\u6210\u53cc\u65b9\u8f66\u8f86\u635f\u574f\uff0c\u4fdd\u9669\u4ec5\u8d54\u4ed8\u5bf9\u65b9\u8f66\u8f86\u7684\u7ef4\u4fee\u8d39\u7528\uff0c\u60a8\u81ea\u8eab\u8f66\u8f86\u7684\u4fee\u7406\u8d39\u7528\u9700\u81ea\u884c\u627f\u62c5\u3002\u00a0<\/p>

\u5982\u679c\u60a8\u7684\u8f66\u8f86\u8f66\u9f84\u8f83\u9ad8\uff0c\u4e14\u635f\u574f\u540e\u613f\u610f\u76f4\u63a5\u62a5\u5e9f\uff0c\u5219\u53ef\u80fd\u9002\u5408\u9009\u62e9\u8fd9\u79cd\u4fdd\u9669\u3002\u8bf7\u6ce8\u610f\uff0c\u7b2c\u4e09\u8005\u4fdd\u9669\u662f\u6cd5\u5b9a\u7684\u6700\u4f4e\u4fdd\u969c\u8981\u6c42\uff0c\u4f46\u5e76\u975e\u6240\u6709\u4fdd\u9669\u516c\u53f8\u90fd\u63d0\u4f9b\u6b64\u7c7b\u4fdd\u9669\u3002<\/strong><\/p>

\u00a0<\/strong><\/p>

\u7b2c\u4e09\u8005\u3001\u706b\u707e\u53ca\u76d7\u7a83\u4fdd\u9669\uff08<\/strong>Third Party, Fire & Theft<\/strong>\uff09<\/strong>\u00a0 <\/strong><\/p>

\u6b64\u4fdd\u9669\u4e0e\u7b2c\u4e09\u8005\u8d23\u4efb\u9669\u4fdd\u969c\u8303\u56f4\u7c7b\u4f3c\u3002\u82e5\u53d1\u751f\u4e8b\u6545\u9020\u6210\u53cc\u65b9\u8f66\u8f86\u635f\u574f\uff0c\u4ec5\u5bf9\u65b9\u8f66\u8f86\u7684\u635f\u5931\u53ef\u83b7\u8d54\u507f\u3002\u4e0d\u8fc7\uff0c\u6b64\u4fdd\u9669\u989d\u5916\u6db5\u76d6\u56e0\u706b\u707e\u3001\u6076\u610f\u7834\u574f\u6216\u76d7\u7a83\u5bf9\u60a8\u8f66\u8f86\u9020\u6210\u7684\u635f\u5bb3\u3002<\/p>

\u00a0<\/strong><\/p>

\u7efc\u5408\u6c7d\u8f66\u4fdd\u9669\uff08<\/strong>Comprehensive Car Insurance<\/strong>\uff09<\/strong>\u00a0 <\/strong><\/p>

\u8fd9\u662f\u4e09\u79cd\u9009\u9879\u4e2d\u4fdd\u969c\u8303\u56f4\u6700\u5168\u9762\u7684\u4fdd\u9669\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u6b64\u7c7b\u4fdd\u5355\u81f3\u5c11\u5305\u62ec\uff1a\u00a0<\/p>

- \u5bf9\u60a8\u8f66\u8f86\u5728\u4e8b\u6545\u4e2d\u7684\u635f\u574f\u8fdb\u884c\u8d54\u507f\uff08\u65e0\u8bba\u8d23\u4efb\u65b9\u662f\u8c01\uff09\uff1b\u00a0<\/p>

- \u706b\u707e\u3001\u6076\u610f\u7834\u574f\u53ca\u76d7\u7a83\u9020\u6210\u7684\u635f\u5931\uff1b\u00a0<\/p>

- \u60a8\u5bf9\u4ed6\u4eba\u8d22\u4ea7\u9020\u6210\u7684\u635f\u5bb3\u6216\u5bf9\u4ed6\u4eba\u9020\u6210\u7684\u8eab\u4f53\u4f24\u5bb3\u3002\u00a0<\/p>

\u5177\u4f53\u4fdd\u969c\u5185\u5bb9\u56e0\u4fdd\u9669\u516c\u53f8\u53ca\u4fdd\u5355\u6761\u6b3e\u800c\u5f02\u3002\u6709\u4e9b\u516c\u53f8\u627f\u4fdd\u672c\u5730\u9a9a\u4e71\u53ca\u5929\u707e\uff08\u5982\u5730\u9707\uff09\uff0c\u6709\u4e9b\u5219\u4e0d\u627f\u4fdd\uff0c\u6216\u5c06\u5176\u5217\u4e3a\u9700\u989d\u5916\u4ed8\u8d39\u7684\u9644\u52a0\u9879\u76ee\u3002\u5373\u4f7f\u5728\u540c\u4e00\u5bb6\u516c\u53f8\uff0c\u4e0d\u540c\u4fdd\u5355\u4e5f\u53ef\u80fd\u63d0\u4f9b\u4e0d\u540c\u65b9\u9762\u7684\u4fdd\u969c\uff0c\u4f8b\u5982\u662f\u5426\u5305\u542b\u4e2a\u4eba\u7269\u54c1\u4fdd\u9669\u3002\u00a0<\/p>

\u82e5\u60a8\u901a\u8fc7\u94f6\u884c\u8d37\u6b3e\u8d2d\u8f66\uff0c\u94f6\u884c\u53ef\u80fd\u4f1a\u5f3a\u5236\u8981\u6c42\u60a8\u8d2d\u4e70\u7efc\u5408\u6c7d\u8f66\u4fdd\u9669\uff0c\u4ee5\u5145\u5206\u4fdd\u969c\u5176\u5229\u76ca\u3002<\/p><\/div>\n <\/div>\n

\n
\n \n 3. \u82e5\u5728\u4fdd\u5355\u6709\u6548\u671f\u5185\u5356\u51fa\u6216\u6ce8\u9500\u8f66\u8f86\uff0c\u6211\u8be5\u600e\u4e48\u529e\uff1f <\/i>\n <\/a>\n <\/div>\n

\u60a8\u5e94\u53ca\u65f6\u8054\u7cfb\u4fdd\u9669\u516c\u53f8\u53d6\u6d88\u4fdd\u5355\u3002\u901a\u5e38\u9700\u63d0\u4ea4\u4e66\u9762\u9000\u4fdd\u7533\u8bf7\uff0c\u5e76\u9644\u4ee5\u4e0b\u8bc1\u660e\u6587\u4ef6\uff1a\u00a0<\/p>

- \u4fdd\u9669\u5355\u6b63\u672c\u00a0<\/p>

- \u8f66\u8f86\u8f6c\u5356\u6216\u6ce8\u9500\u8bc1\u660e\uff0c\u4f8b\u5982\uff1a\u00a0<\/p>