{"id":8898,"date":"2025-08-14T05:32:00","date_gmt":"2025-08-14T05:32:00","guid":{"rendered":"https:\/\/iongroup.hk\/?page_id=8898"},"modified":"2025-09-22T02:38:11","modified_gmt":"2025-09-22T02:38:11","slug":"product-liability","status":"publish","type":"page","link":"https:\/\/iongroup.hk\/?page_id=8898","title":{"rendered":"Product Liability"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8898\" class=\"elementor elementor-8898\" data-elementor-post-type=\"page\">\n\t\t\t\t\n        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-9244147 elementor-section-stretched elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"9244147\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n                            <div class=\"elementor-background-overlay\"><\/div>\n                \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4154f00\" data-id=\"4154f00\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-627b976 elementor-section-content-middle elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"627b976\" data-element_type=\"section\" data-e-type=\"section\">\n                            <div class=\"elementor-background-overlay\"><\/div>\n                \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ca6f47\" data-id=\"1ca6f47\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-83fd87f elementor-hidden-mobile elementor-widget elementor-widget-ct_heading\" data-id=\"83fd87f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_heading-83fd87f\" class=\"ct-heading h-align-center sub-style1 ct-heading-left item-st-line-left3\">\n    <div class=\"ct-item--inner\">\n        <div class=\"ct-inline-css\" data-css=\"\n            \">\n        <\/div>\n                <h1 class=\"item--title st-line-left3 case-animate-time\" data-wow-delay=\"ms\">\n                        <span class=\"sp-main\">\n                \n                Marine Cargo Insurance\n                \n                                    <i class=\"dot-shape\">\n                        <i><\/i>\n                        <i><\/i>\n                        <i><\/i>\n                        <i><\/i>\n                        <i><\/i>\n                        <i><\/i>\n                    <\/i>\n                            <\/span>\n                    <\/h1>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfd4a83 wow fadeInUp elementor-widget elementor-widget-text-editor\" data-id=\"bfd4a83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Certainty for your supply chain in an uncertain world.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1aff0f elementor-hidden-mobile elementor-widget elementor-widget-ct_heading\" data-id=\"a1aff0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_heading-a1aff0f\" class=\"ct-heading h-align-center sub-style1 ct-heading-left item-st-default\">\n    <div class=\"ct-item--inner\">\n        <div class=\"ct-inline-css\" data-css=\"\n            \">\n        <\/div>\n                <h4 class=\"item--title st-default case-animate-time\" data-wow-delay=\"ms\">\n                        <span class=\"sp-main\">\n                \n                GLOBAL CAPABILITY GUIDE\n                \n                            <\/span>\n                    <\/h4>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4abbd72 wow fadeInUp elementor-widget elementor-widget-text-editor\" data-id=\"4abbd72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Discover the expertise and worldwide network that secures your shipments from port to port.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-5dcbde2 elementor-section-stretched elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"5dcbde2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n                            <div class=\"elementor-background-overlay\"><\/div>\n                \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5504b8d\" data-id=\"5504b8d\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-adcb4c0 elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"adcb4c0\" data-element_type=\"section\" data-e-type=\"section\">\n                            <div class=\"elementor-background-overlay\"><\/div>\n                \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-de3f0e4\" data-id=\"de3f0e4\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-dc959d5 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-ct_heading\" data-id=\"dc959d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_heading-dc959d5\" class=\"ct-heading h-align- sub-style1 ct-heading-left item-st-line-left3\">\n    <div class=\"ct-item--inner\">\n        <div class=\"ct-inline-css\" data-css=\"\n            \">\n        <\/div>\n                <h3 class=\"item--title st-line-left3 case-animate-time\" data-wow-delay=\"ms\">\n                        <span class=\"sp-main\">\n                \n                Marine Cargo Insurance\n                \n                                    <i class=\"dot-shape\">\n                        <i><\/i>\n                        <i><\/i>\n                        <i><\/i>\n                        <i><\/i>\n                        <i><\/i>\n                        <i><\/i>\n                    <\/i>\n                            <\/span>\n                    <\/h3>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3185d8 wow fadeInUp elementor-widget elementor-widget-text-editor\" data-id=\"c3185d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Certainty for your supply chain in an uncertain world.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b22f275 elementor-widget elementor-widget-ct_heading\" data-id=\"b22f275\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_heading-b22f275\" class=\"ct-heading h-align-center sub-style1 ct-heading-left item-st-default\">\n    <div class=\"ct-item--inner\">\n        <div class=\"ct-inline-css\" data-css=\"\n            \">\n        <\/div>\n                <h5 class=\"item--title st-default case-animate-time\" data-wow-delay=\"ms\">\n                        <span class=\"sp-main\">\n                \n                GLOBAL CAPABILITY GUIDE\n                \n                            <\/span>\n                    <\/h5>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1324dac wow fadeInUp elementor-widget elementor-widget-text-editor\" data-id=\"1324dac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Discover the expertise and worldwide network that secures your shipments from port to port.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-69862f99 elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"69862f99\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-38f36585\" data-id=\"38f36585\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-b34c773 elementor-widget elementor-widget-ct_title\" data-id=\"b34c773\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-title1 style1\">\n    <h3>\n    \t\t        <span>\u201cNavigating international waters means navigating a sea of complex regulations and liability.\u201d<\/span>\n\t        <i><\/i>\n\t        <\/h3>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27f4caa3 wow fadeInUp elementor-widget elementor-widget-text-editor\" data-id=\"27f4caa3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Global supply chains are fraught with risks\u2014from severe weather and cargo damage to theft and port delays. The financial impact of a loss goes far beyond the value of the goods, jeopardizing customer contracts, your reputation, and your bottom line. Our Marine Cargo Insurance is designed as a strategic buffer, protecting your business from the severe financial consequences of these disruptions and ensuring your operations remain resilient.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-457aefe elementor-widget elementor-widget-ct_button\" data-id=\"457aefe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_button-457aefe\" class=\"ct-button-wrapper ct-button-layout1 icon-left btn--inline \">\n    <div class=\"ct-inline-css\"  data-css=\"\n        \">\n    <\/div>\n            <span class=\"ct-icon-active\"><\/span>\n        <a href=\"#enquire\" class=\"btn btn-default icon-active btn-inline-block  \" data-wow-delay=\"ms\">\n                            <span class=\"ct-button-icon ct-align-icon-left\">\n                <i aria-hidden=\"true\" class=\"far fa-hand-point-right\"><\/i>            <\/span>\n                <span class=\"ct-button-text\">ENQUIRE NOW<\/span>\n    <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-68a591a4\" data-id=\"68a591a4\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-7a501f29 wow fadeInRight elementor-widget elementor-widget-ct_banner\" data-id=\"7a501f29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-banner1 \" data-wow-delay=\"ms\">\n\t<div class=\"ct-banner-imge\">\n    \t<img fetchpriority=\"high\" decoding=\"async\" width=\"535\" height=\"536\" src=\"https:\/\/iongroup.hk\/wp-content\/uploads\/2025\/08\/ion-group-hk-marine-insurance.jpg\" class=\"attachment-full size-full wp-image-9385\" alt=\"\" srcset=\"https:\/\/iongroup.hk\/wp-content\/uploads\/2025\/08\/ion-group-hk-marine-insurance.jpg 535w, https:\/\/iongroup.hk\/wp-content\/uploads\/2025\/08\/ion-group-hk-marine-insurance-300x300.jpg 300w, https:\/\/iongroup.hk\/wp-content\/uploads\/2025\/08\/ion-group-hk-marine-insurance-150x150.jpg 150w\" sizes=\"(max-width: 535px) 100vw, 535px\" \/>        <h3 class=\"ct-banner-title\">CARGO INSURANCE<\/h3>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-c14e78e elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"c14e78e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n                            <div class=\"elementor-background-overlay\"><\/div>\n                \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72a4adfa\" data-id=\"72a4adfa\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7c02717f elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"7c02717f\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cd76c9c\" data-id=\"cd76c9c\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-3baf452b elementor-widget elementor-widget-ct_heading\" data-id=\"3baf452b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_heading-3baf452b\" class=\"ct-heading h-align- sub-style1 ct-heading-left item-st-default\">\n    <div class=\"ct-item--inner\">\n        <div class=\"ct-inline-css\" data-css=\"\n            \">\n        <\/div>\n                <h3 class=\"item--title st-default wow wow fadeInUp\" data-wow-delay=\"ms\">\n                        <span class=\"sp-main\">\n                \n                Comprehensive Marine Cargo Insurance\n\n                \n                            <\/span>\n                    <\/h3>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7152778a\" data-id=\"7152778a\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-26c04c70 elementor-widget elementor-widget-text-editor\" data-id=\"26c04c70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"sec-title style-ion mb-22 md-mb-22\"><div class=\"last-half\"><p><b>Protection for the Entire Journey<\/b><\/p><p>Coverage extends from the moment goods leave the warehouse until final delivery, anywhere in the world.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<div class=\"elementor-element elementor-element-ad8f8a0 elementor-widget elementor-widget-ct_fancy_box_grid\" data-id=\"ad8f8a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_fancy_box_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div id=\"ct_fancy_box_grid-ad8f8a0\" class=\"ct-grid ct-fancy-box-grid ct-fancy-box-grid1\">\n        <div class=\"ct-inline-css\"  data-css=\"\n            \">\n        <\/div>\n        <div class=\"ct-grid-inner ct-grid-masonry row\" data-gutter=\"7\">\n                            <div class=\"grid-item col-xl-4 col-lg-4 col-md-4 col-sm-6 col-12\">\n                    <div class=\"item--inner \">\n                        <div class=\"item--holder\">\n                        \t<div class=\"item--meta\">\n                                                                                                    <div class=\"item--icon\">\n                                        <img decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/iongroup.hk\/wp-content\/uploads\/2025\/08\/life.png\" class=\"attachment-full\" alt=\"\" \/>                                    <\/div>\n                                                                <h3 class=\"item--title\">    \n                                    <h5 style=\"color: #fff;\">All-Risk Coverage <\/h5><p style=\"color: #D4D4D4;\">Broad protection against physical loss or damage from maritime perils, including storms, collisions, theft, and jettison. <\/p>                                <\/h3>\n                                                            <\/div>\n                        <\/div>\n                        <div class=\"item-line item-line-top\"><\/div>\n                        <div class=\"item-line item-line-bottom\"><\/div>\n                        <div class=\"item-line item-line-left\"><\/div>\n                        <div class=\"item-line item-line-right\"><\/div>\n                   <\/div>\n                <\/div>\n                            <div class=\"grid-item col-xl-4 col-lg-4 col-md-4 col-sm-6 col-12\">\n                    <div class=\"item--inner \">\n                        <div class=\"item--holder\">\n                        \t<div class=\"item--meta\">\n                                                                                                    <div class=\"item--icon\">\n                                        <img decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/iongroup.hk\/wp-content\/uploads\/2025\/08\/sales.png\" class=\"attachment-full\" alt=\"\" \/>                                    <\/div>\n                                                                <h3 class=\"item--title\">    \n                                    <h5 style=\"color: #fff;\">Flexible Policy Arrangements <\/h5><p style=\"color: #D4D4D4;\">Policies can be tailored to single shipments, annual contracts for frequent shippers, or specific trade routes.<\/p>                                <\/h3>\n                                                            <\/div>\n                        <\/div>\n                        <div class=\"item-line item-line-top\"><\/div>\n                        <div class=\"item-line item-line-bottom\"><\/div>\n                        <div class=\"item-line item-line-left\"><\/div>\n                        <div class=\"item-line item-line-right\"><\/div>\n                   <\/div>\n                <\/div>\n                            <div class=\"grid-item col-xl-4 col-lg-4 col-md-4 col-sm-6 col-12\">\n                    <div class=\"item--inner \">\n                        <div class=\"item--holder\">\n                        \t<div class=\"item--meta\">\n                                                                                                    <div class=\"item--icon\">\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/iongroup.hk\/wp-content\/uploads\/2025\/08\/money.png\" class=\"attachment-full\" alt=\"\" \/>                                    <\/div>\n                                                                <h3 class=\"item--title\">    \n                                    <h5 style=\"color: #fff;\">Expertise in All Sectors<\/h5><p style=\"color: #D4D4D4;\">We provide specialized solutions for a wide range of industries, including electronics, textiles, perishables, and heavy machinery.<\/p>                                <\/h3>\n                                                            <\/div>\n                        <\/div>\n                        <div class=\"item-line item-line-top\"><\/div>\n                        <div class=\"item-line item-line-bottom\"><\/div>\n                        <div class=\"item-line item-line-left\"><\/div>\n                        <div class=\"item-line item-line-right\"><\/div>\n                   <\/div>\n                <\/div>\n                        <div class=\"grid-sizer col-xl-4 col-lg-4 col-md-4 col-sm-6 col-12\"><\/div>\n        <\/div>\n    <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-47cb6f50 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"47cb6f50\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-036f037\" data-id=\"036f037\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-f109cdb elementor-widget elementor-widget-spacer\" data-id=\"f109cdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-098875f elementor-widget elementor-widget-ct_heading\" data-id=\"098875f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_heading-098875f\" class=\"ct-heading h-align- sub- ct-heading-left item-st-line-left1\">\n    <div class=\"ct-item--inner\">\n        <div class=\"ct-inline-css\" data-css=\"\n            \">\n        <\/div>\n                <h3 class=\"item--title st-line-left1 case-animate-time\" data-wow-delay=\"ms\">\n                        <span class=\"sp-main\">\n                                    <i><\/i>\n                \n                FAQ\n                \n                            <\/span>\n                    <\/h3>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b1992a9 e-flex e-con-boxed e-con e-parent\" data-id=\"b1992a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5451af elementor-widget elementor-widget-ct_accordion\" data-id=\"c5451af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div id=\"ct_accordion-c5451af\" class=\"ct-accordion layout1 style1 \">\n                    <div class=\"ct-accordion-item active\">\n                <div class=\"ct-ac-title active\" data-target=\"#acacd61ct_accordion-c5451af\">\n                    <a class=\"ct-ac-title-text\">\n                                                                        1. Why do I need Marine Cargo Insurance if my shipping carrier has liability?                        <i class=\"ct-icon-accordion\"><\/i>\n                    <\/a>\n                <\/div>\n                <div id=\"acacd61ct_accordion-c5451af\" class=\"ct-ac-content\" style=\"display:block;\"><p>Carriers' liability is governed by international conventions (like the Hague-Visby Rules) and is strictly limited. Their liability is often calculated per package or per kilogram, which is usually a fraction of your goods' actual value. It also excludes many common risks. Our insurance fills these gaps, ensuring you are fully compensated for the true value of your cargo and a wider range of perils.<\/p><\/div>\n            <\/div>\n                    <div class=\"ct-accordion-item \">\n                <div class=\"ct-ac-title \" data-target=\"#1d7350fct_accordion-c5451af\">\n                    <a class=\"ct-ac-title-text\">\n                                                                        2. What does &quot;All-Risk&quot; coverage actually include for shipments from Hong Kong?                        <i class=\"ct-icon-accordion\"><\/i>\n                    <\/a>\n                <\/div>\n                <div id=\"1d7350fct_accordion-c5451af\" class=\"ct-ac-content\"><p>\"All-Risk\" is the broadest form of coverage, protecting against all physical loss or damage to your goods during transit unless specifically excluded. This includes:<\/p><p><b>Maritime Perils<\/b>\u00a0<\/p><ul><li>Sinking, collision, grounding of the vessel.<\/li><\/ul><p><b>Accidents<\/b><\/p><ul><li>Dropping, crushing, handling damage during loading\/unloading in port.<\/li><\/ul><p><b>Theft &amp; Piracy<\/b><\/p><ul><li>A key concern on major trade lanes.<\/li><\/ul><p><b>Natural Disasters<\/b>\u00a0<\/p><ul><li>Typhoons (highly relevant to Hong Kong and the South China Sea), earthquakes, and flooding.<\/li><\/ul><p><b>Jettison<\/b><\/p><ul><li>Goods being thrown overboard to save the vessel.<br \/>Common exclusions include delay, inherent vice (e.g., fruit rotting), improper packaging, and wilful misconduct.<\/li><\/ul><\/div>\n            <\/div>\n                    <div class=\"ct-accordion-item \">\n                <div class=\"ct-ac-title \" data-target=\"#46d32d1ct_accordion-c5451af\">\n                    <a class=\"ct-ac-title-text\">\n                                                                        3. How is the premium calculated for my shipment?                        <i class=\"ct-icon-accordion\"><\/i>\n                    <\/a>\n                <\/div>\n                <div id=\"46d32d1ct_accordion-c5451af\" class=\"ct-ac-content\"><p>The premium is not a flat fee. It is calculated based on several key factors:<\/p><p><b>Value of Goods<\/b><\/p><ul><li>The insured value of your cargo (usually Cost, Insurance, Freight + 10%).<\/li><\/ul><p><b>Mode of Transport<\/b>\u00a0<\/p><ul><li>Air freight, sea freight (FCL\/LCL), or land.<\/li><\/ul><p><b>Destination &amp; Route<\/b><\/p><ul><li>Risk assessment of the trade lane (e.g., routes with high piracy risk may cost more).<\/li><\/ul><p><b>Nature of Goods<\/b><\/p><ul><li>Fragile, high-value, or perishable goods (e.g., electronics, textiles, food) have different risk profiles.<\/li><\/ul><p><b>Claims History<\/b>\u00a0<\/p><ul><li>Your company's past loss record.<\/li><\/ul><\/div>\n            <\/div>\n                    <div class=\"ct-accordion-item \">\n                <div class=\"ct-ac-title \" data-target=\"#e9aa91ect_accordion-c5451af\">\n                    <a class=\"ct-ac-title-text\">\n                                                                        4. As a Hong Kong trader, am I covered for shipments going into Mainland China?                        <i class=\"ct-icon-accordion\"><\/i>\n                    <\/a>\n                <\/div>\n                <div id=\"e9aa91ect_accordion-c5451af\" class=\"ct-ac-content\"><p>Yes, absolutely. A comprehensive Marine Cargo policy from a Hong Kong provider is ideally suited for this. Your coverage is global and will protect your goods on their journey from origin (e.g., a factory in Shenzhen) through Hong Kong ports and onto their final destination anywhere in the world, including all of Mainland China. We understand the specific logistics and regulatory landscape of this crucial trade route.<\/p><\/div>\n            <\/div>\n                    <div class=\"ct-accordion-item \">\n                <div class=\"ct-ac-title \" data-target=\"#214e163ct_accordion-c5451af\">\n                    <a class=\"ct-ac-title-text\">\n                                                                        5. What should I do immediately if my cargo is damaged or lost?                        <i class=\"ct-icon-accordion\"><\/i>\n                    <\/a>\n                <\/div>\n                <div id=\"214e163ct_accordion-c5451af\" class=\"ct-ac-content\"><p>Time is critical. Follow these steps:<\/p><p><b>Notify the Carrier Immediately<\/b><\/p><ul><li>Formally note the damage on the delivery receipt (e.g., Bill of Lading, Air Waybill) before accepting the goods. Obtain a written report from them.<\/li><\/ul><p><b>Take Photos\/Videos<\/b>\u00a0<\/p><ul><li>Document the damage and the packaging extensively as evidence.<\/li><\/ul><p><b>Notify Us Without Delay<\/b>\u00a0<\/p><ul><li>Contact your insurance broker or us directly as soon as possible to initiate the claims process. We will guide you through the specific documentation required (e.g., commercial invoice, packing list, Bill of Lading, the survey report).<\/li><\/ul><p><b>Mitigate Further Loss<\/b><\/p><ul><li>Take reasonable steps to prevent further damage to the goods.<\/li><\/ul><\/div>\n            <\/div>\n                    <div class=\"ct-accordion-item \">\n                <div class=\"ct-ac-title \" data-target=\"#b6c1d02ct_accordion-c5451af\">\n                    <a class=\"ct-ac-title-text\">\n                                                                        6. What will happen if I cancel my policy early?                        <i class=\"ct-icon-accordion\"><\/i>\n                    <\/a>\n                <\/div>\n                <div id=\"b6c1d02ct_accordion-c5451af\" class=\"ct-ac-content\"><p>Early cancellation of your policy will cause you to be at risk for paying more for coverage in the future, and have your business be exposed to potential risks. Businesses that start and cancel their coverage will usually be charged higher rates by insurance companies.<\/p><\/div>\n            <\/div>\n            <\/div>\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1b57503e\" data-id=\"1b57503e\" data-element_type=\"column\" data-e-type=\"column\" id=\"enquire\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    <div class=\"elementor-background-overlay\"><\/div>\n                    \n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-19028d2c elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"19028d2c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3feaf5a6\" data-id=\"3feaf5a6\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-2c15dac2 elementor-widget elementor-widget-ct_heading\" data-id=\"2c15dac2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_heading-2c15dac2\" class=\"ct-heading h-align- sub-style1 ct-heading-left item-st-default\">\n    <div class=\"ct-item--inner\">\n        <div class=\"ct-inline-css\" data-css=\"\n            \">\n        <\/div>\n                <h3 class=\"item--title st-default case-animate-time\" data-wow-delay=\"ms\">\n                        <span class=\"sp-main\">\n                \n                Enquire\n                \n                            <\/span>\n                    <\/h3>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a900fa9 elementor-widget elementor-widget-text-editor\" data-id=\"5a900fa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Send us a message when we would be glad to assist you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d36cfdd elementor-widget elementor-widget-ct_ctf7\" data-id=\"2d36cfdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_ctf7.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"ct-contact-form-layout1 style1 wow fadeInUp\">\n                <div class=\"ct-contact-form-inner\">\n        \t            <div class=\"ct-contact-form\">\n                \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f91-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"91\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F8898#wpcf7-f91-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"91\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.1\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f91-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"input-filled\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your name*\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input-filled\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Email*\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input-filled\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone*\" value=\"\" type=\"text\" name=\"your-phone\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input-filled\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"your-subject\"><option value=\"Type Of Insurance\">Type Of Insurance<\/option><option value=\"Health Insurance\">Health Insurance<\/option><option value=\"Car Insurance\">Car Insurance<\/option><option value=\"Cyber Insurance\">Cyber Insurance<\/option><option value=\"Home Insurance\">Home Insurance<\/option><option value=\"Business Insurance\">Business Insurance<\/option><option value=\"Pet Insurance\">Pet Insurance<\/option><option value=\"Travel Insurance\">Travel Insurance<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input-filled\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-employment\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" placeholder=\"Your Employment\" value=\"\" type=\"text\" name=\"your-employment\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input-filled col-12\">\n\t<p><div id=\"cf7sr-69fb32704b069\" class=\"cf7sr-g-recaptcha\" data-theme=\"light\" data-type=\"image\" data-size=\"normal\" data-sitekey=\"6LdXmKYrAAAAADsZVHte3c1Q4AKdcnhUoEBN7EJC\"><\/div><span class=\"wpcf7-form-control-wrap cf7sr-recaptcha\" data-name=\"cf7sr-recaptcha\"><input type=\"hidden\" name=\"cf7sr-recaptcha\" value=\"\" class=\"wpcf7-form-control\"><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input-filled col-12\">\n\t<p><img decoding=\"async\" src=\"https:\/\/iongroup.hk\/wp-content\/uploads\/2025\/08\/lock.svg\" style=\"height: 1.5rem;\" \/>We respect your privacy and committed to protecting your personal data. Your data will be processed in accordance with our <a href=\"https:\/\/iongroup.hk\/?page_id=9169\" target=\"_blank\" style=\"text-decoration: underline !important;\">Privacy Policy<\/a>. <a href=\"https:\/\/iongroup.hk\/?page_id=9177\" style=\"text-decoration: underline !important;\">Terms & Conditions<\/a> applies.\n\t<\/p>\n<\/div>\n<div class=\"input-filled\">\n\t<p><button type=\"submit\" class=\"wpcf7-submit btn btn-block\"><i class=\"fac fac-check-circle space-right\"><\/i>Get Quote Now<\/button>\n\t<\/p>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"41\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n            <\/div>\n        <\/div>\n            <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Marine Cargo Insurance Certainty for your supply chain in an uncertain world. GLOBAL CAPABILITY GUIDE Discover the expertise and worldwide network that secures your shipments from port to port. Marine Cargo Insurance Certainty for your supply chain in an uncertain world. GLOBAL CAPABILITY GUIDE Discover the expertise and worldwide network that secures your shipments from [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8898","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/iongroup.hk\/index.php?rest_route=\/wp\/v2\/pages\/8898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iongroup.hk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/iongroup.hk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/iongroup.hk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/iongroup.hk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8898"}],"version-history":[{"count":46,"href":"https:\/\/iongroup.hk\/index.php?rest_route=\/wp\/v2\/pages\/8898\/revisions"}],"predecessor-version":[{"id":10148,"href":"https:\/\/iongroup.hk\/index.php?rest_route=\/wp\/v2\/pages\/8898\/revisions\/10148"}],"wp:attachment":[{"href":"https:\/\/iongroup.hk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}