{"id":8780,"date":"2025-08-13T05:47:17","date_gmt":"2025-08-13T05:47:17","guid":{"rendered":"https:\/\/iongroup.hk\/?page_id=8780"},"modified":"2025-09-22T06:43:54","modified_gmt":"2025-09-22T06:43:54","slug":"your-home","status":"publish","type":"page","link":"https:\/\/iongroup.hk\/?page_id=8780","title":{"rendered":"Your Home"},"content":{"rendered":"\t\t
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\n \n \n Protect Your Home\n\n \n \n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/span>\n <\/h1>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n \n \n Protect Your Home\n \n \n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/i>\n <\/span>\n <\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\n \n \n Make your home a safe haven with home security\n \n <\/span>\n <\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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From structure to contents, get flexible coverage for your home at competitive rates. Safeguard your valuable investments and live without worries.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n <\/div>\n <\/span>\n \n \n <\/i> <\/span>\n ENQUIRE NOW<\/span>\n <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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Your Home Insurance<\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n <\/div>\n <\/section>\n
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\n \n \n Types of home Insurance\n\n \n <\/span>\n <\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n <\/div>\n
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Home Insurance includes Zero excess due to burst pipes or fire, tenant default protection and more. Do contact us to enquire.<\/p><\/div><\/div>

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\"First Loss\" Flexible Protection Plan<\/h5>

Unsure of the total value of your property? Choose a policy sum assured that suits your needs and budget. We'll pay you this sum, providing basic, cost-effective protection.<\/p> <\/h3>\n <\/div>\n <\/div>\n

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Professional Risk Consulting Services<\/h5>

We not only provide compensation after an incident, but also focus on prevention. Our expert consultants will provide you with personalized security and fire prevention advice to help you prevent problems before they occur.<\/p> <\/h3>\n <\/div>\n <\/div>\n

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Temporary Accomodation Guarantee<\/h5>

If your homes become uninhabitable due to a covered event such as fire, we will cover the costs of your temporary accomodation.<\/p> <\/h3>\n <\/div>\n <\/div>\n

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\n \n <\/i>\n \n FAQ\n \n <\/span>\n <\/h3>\n <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n \n 1. Who is the eligibility to purchase home insurance in HK? <\/i>\n <\/a>\n <\/div>\n

A: Most homeowners, tenants, and landlords in Hong Kong are eligible for home insurance<\/p><\/div>\n <\/div>\n

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\n \n 2. I live in a small apartment and don't own many expensive items. Do I really need home insurance? <\/i>\n <\/a>\n <\/div>\n

Answer:<\/b>
Absolutely. While you may not have valuable art, the collective cost of replacing all your everyday belongings can be surprisingly high. Think about your smartphone, laptop, television, wardrobe, and furniture\u2014it adds up quickly.<\/p>

The most critical cover for many Hong Kong residents is\u00a0Third-Party Liability<\/b>. In a high-rise building, a simple mistake like leaving a tap on or a cooking error that triggers the fire alarm and sprinklers could lead to massive damages to multiple units below you. Without liability insurance, you could be personally responsible for these astronomical costs. A basic insurance policy provides essential peace of mind at a relatively low cost<\/p><\/div><\/div>\n <\/div>\n

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\n \n 3. What are the exceptions and exclusions for home insurance? <\/i>\n <\/a>\n <\/div>\n